The benefits of RV insurance can seem fleeting to RV users within Arizona, given the low levels of RV accidents on the road. Even with this, minor incidences of a fender bender could leave you struggling with repair costs, resulting in further expenses down the line. To avoid such incidences, Manzanita Insurance takes you through different RV insurance options to consider getting.
Liability insurance can be classified under two categories, with the first being bodily injury liability. This coverage pays for the costs of injuries that other parties suffer during accidents. The second is property damage liability that protects you when you cause damage to someone else’s property, such as vehicles and fences.
This second type of RV insurance takes care of your costs of medical treatment during accidents that you are involved in. Your passengers are also protected by this coverage, allowing them to get medical attention when injured.
Uninsured/underinsured coverage pays for damages to your RV when you get into an accident with an uninsured motorist. Parties whose insurance policies cannot also fully compensate you for property damage will also be taken care of by uninsured/underinsured coverage.
If you encounter problems during your drives, roadside assistance coverage will ensure you get the help you need. Issues covered under this coverage include RV break down, lockout emergencies, and when you run out of gas.
Comprehensive coverage pays for damages resulting from non-collision accidents and perils. Examples of this include theft, vandalism, fire, and hail. A comprehensive policy will ensure you get the appropriate costs needed for your RV repairs and replacement.
Collision coverage offers protection to your RV when you collide with objects and vehicles during your drive around Prescott, AZ. Examples of objects covered include electricity poles and buildings.
If you need help securing your vehicle, Manzanita Insurance is here to offer you RV insurance suited to your Arizona get-away. Get in touch with us today to help you get coverage for your Prescott, AZ travel needs.
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