Whether you are just starting a business in Arizona or growing it, having the proper foundation will be crucial in helping it expand. This means having the right protection mechanisms to keep you safe during emergencies, with commercial insurance being an essential component for this. Below, Manzanita Insurance takes you through the various coverage options to consider getting during your operations within Prescott Valley, AZ.
Workers’ compensation insurance protects businesses with at least one employee, providing reimbursement when workers get injured while performing business duties. This applies to both part and full-time employees, ensuring medical bills are covered when bodily harm arises.
Commercial auto insurance comes in handy when your business owns vehicles, allowing you to take care of vehicle repair and replacement costs. In addition to providing property damage liability, this coverage also provides bodily injury liability when other parties are injured during an accident.
When your business experiences cyber attacks, cyber liability insurance helps your business cater to the costs following such an incident. This includes legal fees, monitoring fees, and client notification costs.
This coverage protects your business against everyday risks such as customer property damage and customer injuries that arise at your business premises. Where you also experience libel and slander lawsuits, general liability insurance will cover the expenses incurred.
Business owners’ policy combines general liability insurance and property insurance into one coverage. It offers protection against business property damage, customer injuries, and customer property damage.
Professional liability insurance protects businesses that offer professional services based on their expertise. Some examples of such businesses include accounting firms, law firms, and insurance agencies. It protects you when you are sued for negligence, errors, and omission, and missed deadlines.
To get any of the above commercial insurance within Arizona, get in touch with Manzanita Insurance today. Our agents will help you get coverage suited to the Prescott Valley, AZ area.
Absolutely great quality, good value, very professional and super responsive. Adam handled everything for me so I didn't have to worry about a thing! Got me a better price on car insurance than I could get for myself looking through the internet. I have referred my family to him as well.
I have had a few difficult situations with a couple of different insurance companies and Adam has always been extremely professional and helpful finding me the best rate and value. Super responsive and knowledgeable. Great agent! Wouldn't go anywhere else!
Always answers my calls whenever I call. I’ve been working with him for three years. I can tell you right now there’s nothing like good customer service when you have insurance. Sure you can change for 300 bucks a year but when push comes to shove you wanna have somebody that has your back and is willing to talk to you seven days a week.
Adam is one of the hardest working persons I have ever met. He is local, honest, and very thorough. As an insurance broker, he was able to shop with a multitude of carriers that really helped him go above and beyond to find insurance coverage that was customizable to my families needs. He was able to facilitate every policy we were needing; renters, homeowners, pet, life, umbrella, auto, business, boat, travel trailer, and UTV. One thing that really stood out to us is the personalized service we received, as a client of Adam's you can call, text, or email him directly and never have to deal with endless 1-800 numbers and transfers. Give this guy a call, you wont regret it.
Adam was referred to me by a friend. His ability to reduce my insurance costs and explain coverage was awesome. I highly recommend Adam.