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Manzanita Insurance

1456 W. Gurley St,
Prescott, AZ 86305

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Arizona Boat/Watercraft Insurance Coverage

Boat/Watercraft Insurance in Arizona

Arizona is the ideal place for big-time boaters. The Grand Canyon State is also home to more than 200 lakes and reservoirs that can be enjoyed most of the year for boating, skiing, and fishing.

Before you get your boat on the water, however, you need to be sure that you have the proper insurance to protect your watercraft, your passengers, and yourself.

Unlike car insurance, Arizona does not require boat owners to have insurance coverage. However, that insurance is part of proper boat safety and all owners should carry it.

Insurance options for boat owners will protect you in a variety of situations. The options include:

  • Liability: Should you be at fault for an accident on the water that causes damage to another person’s watercraft or cause bodily injury, this insurance will ensure you are covered.
  • Uninsured/Underinsured Bodily Injury: Since boat insurance is not a requirement in Arizona, this insurance will ensure you and your passengers are covered should they be injured in a boating accident caused by another person.
  • Personal Effects: Insurance options are available that will cover your personal effects, including jewelry, cell phones, and scuba gear, should it be stolen from your boat.
  • Emergency Assistance: This will cover towing, gas delivery or any other instance should your boat become disabled while on the water.

There are often caveats to boat insurance policies. For example, some coverage has rules or regulations related to ocean use or for underage drivers.

Are you ready to get your boat on the water in Prescott, AZ?

If you have a boat and are ready to start enjoying the water, call Manzanita Insurance in Prescott, AZ for options today. Our agents will put together the best insurance coverage that meets all your needs and helps to keep you and your passengers safe on the water.

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Servicing States

  • Arizona
  • Arkansas


Partner Carriers

  • American Specialty
  • American Summit
  • Argenia
  • Attune
  • Back 9 Life
  • Bristol West
  • Clearcover
  • Colonial Life
  • Coterie
  • Crump Life
  • Ethos Life
  • Foremost
  • Gainsco
  • Hippo
  • Hiscox
  • JM Wilson
  • K&K Insurance
  • Nationwide