Arizona requires that every motor vehicle operating on a roadway in the state – including motorcycles – carry minimum liability coverage. It is important to note that Arizona is an “at fault” state meaning that if a driver is found at fault in an accident then they are liable both criminally and civilly.
In order to be street legal, a motorcycle in Arizona must have the following equipment:
- Eye protection: Required unless your motorcycle has a windscreen.
- Handlebar height: The hands of the operator must not be above shoulder height when the operator is sitting on the seat.
- Helmet: Required for all drivers and passengers under 18 and anyone who has an instruction permit.
- Mirrors: 1 mirror is required
- Passenger Seat/Footrest: Both are required if you are driving with a passenger
- Headlight: Daytime headlight use is required.
- Muffler: Required and a bypass, cutout, or similar device is not allowed.
For insurance motorcyclists must carry liability coverage with at least the following minimums:
- $15,000 death or bodily injury to one person
- $30,000 death or bodily injury to two or more persons
- $10,000 damage or destruction of property
The minimum insurance requirements in Arizona are woefully inadequate to provide protection in even the most minor accident. When you work with a licensed insurance agent at Manzanita Insurance in Prescot,t AZ we take the time to learn about your personal circumstances so that we can recommend a motorcycle policy that offers the ideal level of protection. Give us a call today or stop by our conveniently located office to learn more about our motorcycle insurance offerings that will enable you to safely ride in Arizona.
