Anyone in Prescott, AZ, who has shopped for auto insurance, already knows many options are available. Most insurance companies provide similar policies and coverage; it is up to you to determine how much coverage you need. Take time to learn about the different types of auto insurance coverage and reach out to the experts at Manzanita Insurance to discuss coverage options and get your questions answered.
Personal Injury Protection
Personal Injury Protection, also referred to as PIP, covers medical expenses you and your passengers receive due to an accident.
Liability insurance pays for damages caused to other vehicles, other people, or property when you are found at fault. Liability insurance coverage is mandatory for drivers to carry through state laws.
Collision insurance covers damages to your vehicle regardless of who is at fault.
Comprehensive coverage pays for damages associated with incidents not involved in an accident. Common incidents covered include weather, theft, and vandalism.
Uninsured Motorist and Underinsured Motorist Coverage
Sometimes other drivers do not have the required insurance coverage, or they may not have enough insurance coverage to pay for your damages, medical bills, or additional accident-related costs. Uninsured motorist and underinsured motorist coverage provide you with coverage when the at-fault driver is not adequately insured.
Rental Car Reimbursement
Rental car reimbursement insurance pays for the cost of a rental vehicle if your vehicle is in the repair shop or has been totaled. There is a limit per day as to how much this coverage pays for.
Those in Prescott, AZ, with questions about insurance coverage options, should reach out to Manzanita Insurance. The experts at this agency can help provide information and offer guidance on which coverage is best for your insurance needs.